Q: If I lent money to a businessman and I’m confident he’ll repay me, do I owe zakah on it?
A: Yes. Add the amount to your own wealth and pay zakah on the total.
📌 Example: If you lent $10,000 and have $90,000 in your own wealth, you pay zakah on $100,000.
Q: What if the borrower is not Muslim?
A: You still pay zakah on the amount you lent if you’re confident he will repay you.