Is the Nisab for Zakah in Canada Based on Gold Only, and Why Is 21K Gold Used? QuestionSalam Imam, is the nisab for zakah based on gold and not silver today, since cash is no longer backed by silver? And is the correct gold standard 21K gold rather than 24K or 14K? How is this … Read more
Is Fidyah Calculated the Same as Zakat al Fitr if Zakat al Fitr Is 15 Dollars? QuestionAssalamu alaikum shikhna, if zakat al fitr is 15 dollars this Ramadan, can we measure the fidyah based on it as well? AnswerAlhamdulillah, wassalatu wassalamu ala rasulillah, wa ala alihi wa sahbihi ajmain. This issue must be answered with … Read more
Is Zakat Due on a Government Pension Fund That Cannot Be Accessed Until Retirement? QuestionAssalamu alaikum shaikh, I work for the government. A portion is deducted from my monthly salary and contributed to my pension fund, and my employer contributes an equal amount. The total is invested and grows over time. There are three components: … Read more
Is It Permissible to Change One’s Zakat Payment Date, and Is Early Payment Valid? QuestionSalaam alaikum warahmatuLlah wabarakaatu, I would like to know if it is permissible to change my zakat payment date. I am not sure exactly when my original zakat date was, and although I tried to keep the initial date, there is … Read more
How Should Zakat al Mal Be Calculated When Wealth Fluctuates and the Hawl Is Difficult to Track? QuestionAs-salamu alaykum Shaykh, I find it difficult to track which specific funds in my account have completed a full lunar year, since money comes in and out regularly. I have heard that some scholars recommend choosing a fixed … Read more
Does Donating to a Water Well Count Toward Zakat al Mal? QuestionI am donating to a water well. Does it count toward zakat al mal? AnswerAlhamdulillah, wassalatu wassalamu ala rasulillah, wa ala alihi wa sahbihi ajmain. The ruling depends on two matters: whether the project is genuinely directed to zakat eligible recipients, and whether zakat, … Read more
How Much Should Be Paid for Zakat al Fitr, and Is Giving Money the Sounder Opinion Today? QuestionSalam Imam, How much should I pay for zakat al fitr this Ramadan? Some masajid say 10 dollars, others say 15 dollars. Some also say you cannot give money and must buy rice or food and give it … Read more
What Is the Nisab and Ruling of Zakat on Wheat and Grains (Wasqs)? QuestionSalam Imam Mahmoud. I was asked about the zakat on wheat and grains. I overheard remarks about a minimum amount, nisab, and wasqs. Unfortunately I did not have an answer at the time. Could you clarify this concept? JazakAllahu khairan. AnswerAlhamdulillah, wassalatu … Read more
Is It Permissible to Keep, Use, or Donate Profits from a Shariah-Screened Investment ETF? QuestionSalaam alaikum warahmatullah wabarakaatu. I invested some money into an investment that claims to be halal and that it “complies with Shariah law and excludes companies deriving more than 5% of their income from alcohol, tobacco, pork-related products, weapons, conventional banking … Read more
QuestionWhat is the ruling on paying zakat on student loans? For example, let’s say I pay zakat every Ramadan. So in 2026, I would pay it in the last 10 days of Ramadan in March. In September of 2025 the government gives me $10,000. I use it to pay my tuition for the first semester, … Read more
1. Understanding Digital Assets in Islamic Terms Before calculating Zakah, it’s essential to classify digital assets according to traditional Islamic jurisprudential categories. Contemporary scholars generally categorize digital assets as follows: Zakah calculation differs based on these categories. 2. Conditions for Zakh Obligation Zakah is obligatory when these general conditions are met: 3. Calculating Zakah by … Read more
ZAKAH ON PROPERTY AND RENTAL INCOME Q: Do I pay zakah on my house or personal car?A: No, if they are for personal use, no zakah is due. Q: What if I’m in real estate and buying/selling houses as business?A: Yes, zakah is due: Q: What about a rental property?A: You pay zakah only on … Read more
TRANSFERRING ZAKAH TO ANOTHER COUNTRY Q: Can I transfer zakah to another country, like back home overseas?A: There is a difference of opinion: Example:Places suffering major crises may be more deserving in urgent times, even if the donor resides in Canada or elsewhere. Allah knows best
Can someone in debt receive zakah? WHO QUALIFIES AS AL-GHARIM (THE DEBTOR) Q: Can someone in debt receive zakah?A: Yes, but not all debt qualifies.A person in debt (al-gharim) is eligible only if: Example:Someone says, “I owe $100,000,” but owns a company worth $600,000.→ He is not considered a true debtor (al-gharim).Someone who went bankrupt … Read more
Can I pay zakah to my parents or children? Q: Can I pay zakah to my parents or children?A: No. It is not permissible to pay zakah to: These relationships involve financial responsibility, so zakah is not valid between them. Wallahu Alam
Q: If I lent money to a businessman and I’m confident he’ll repay me, do I owe zakah on it?A: Yes. Add the amount to your own wealth and pay zakah on the total. Example: If you lent $10,000 and have $90,000 in your own wealth, you pay zakah on $100,000. Q: What if the … Read more
ZAKAH ON THE WEALTH OF A PERSON WHO IS NOT OF SOUND MIND Q: What if someone is mentally incapacitated but owns wealth—does zakah apply?A: Yes, zakah still applies to his wealth. Wallahu Alam
ZAKAH ON LAND Q: I own land intended for business but haven’t sold it in years. Do I owe zakah?A: Yes, you do: This is the opinion of the majority of scholars, though the Maliki school holds a different view. Q: What if the land is for business and I can’t afford yearly zakah due … Read more
ZAKAH ON MERCHANDISE & STORES Q: Do I pay zakah on merchandise in my store even if I haven’t made any profit yet?A: Yes. Even if you haven’t earned revenue, if the merchandise remains for a full year, you are required to: This applies to grocery stores, gas stations, and any business holding salable inventory. … Read more
ZAKAH ON BEHALF OF PARENTS Q: Can I pay zakah on behalf of my father if he refuses to do it himself?A: Only with your father’s permission. Zakah is an act of worship and requires intention. There is a scholarly consensus on this. Q: What if I know how much zakah my father owes and … Read more
What if I voluntarily gave part of my inheritance or money to another heir? Once the money is transferred as a gift, the recipient is now responsible for including it in their zakah calculation. Wallahu Alam
Zakah on lent money Q: Do I have to pay zakah on money I lent to someone else?A: It depends on the financial status of the borrower: Scenario: The borrower is wealthy and capable of repaying Example:If you lent $20,000 and you have $1,000,000 in your account: Scenario: The borrower is struggling or refuses to … Read more
How to calculate zakah on Inheritance Q: How do heirs calculate zakah on inheritance?A: Each heir must: Example:If a person has $70,000 in personal wealth and their share of inheritance is $20,000, they will: Q: What if the inheritance hasn’t been distributed yet?A: If the inheritance remains undivided for a full year, then zakah is … Read more
Zakah on Inherited wealth Q: Does zakah apply to inherited wealth or wealth that has reached the nisab and a full year has passed?A: Yes, zakah is due on inherited wealth as long as it: Wallahu Alam
Zakah on RRSP (Registered Retirement Savings Plan) Q1: Do I have to pay zakah on my RRSP or other savings plans like educational savings?A1: Yes, you have to pay zakah if: Q2: But what if I can only access my RRSP funds after many years (like 20–25 years)?A2: If you don’t have full access, zakah … Read more
Zakah on Inheritance Q: Does zakah apply to inheritance money? A: Yes, zakah applies to inheritance money. Q: How is zakah calculated on inheritance? A: Each heir calculates their share of the inheritance and adds it to their own wealth. Q: What if I haven’t received my share yet, but it’s confirmed? A: If the … Read more
Missed or Unpaid Zakah in Previous Years Q: We didn’t know about zakah and haven’t paid it for 10 years. What should we do? A: If someone didn’t pay zakah due to lack of knowledge for the past 10 or even 20 years, they still have to pay it. Q: Even after 20 years? A: … Read more