Dr. Mamoud Omar STUDENT LOANS & FINANCIAL AID 1. Q: Can a student take a loan just to access attached grants, if they already have enough money? A: Yes, if the loan is interest-free for a set period (e.g., six months) and the borrower: Then this is permissible, based on the principle: “Al-umūr bimaqāsidihā” – Actions are judged by intentions. 2. Q: Are student … Read more
📘 Q&A Collection: Student Loans, Riba, Mortgages & Halal Finance Dr. Mahmoud Omar Organized by Topic for Clarity 🎓 STUDENT LOANS & FINANCIAL AID 1. Q: Can a student take a loan just to access attached grants, if they already have enough money? A: Yes, if the loan is interest-free for a set period (e.g., … Read more
🧾 Q: If a child pays off their parents’ debts, such as mortgages and car loans, does that make them the owner of those assets? A: It depends on the intention. If the money was given as a gift (hibah) with no expectation of return or ownership, then the asset remains the parents’ property. But … Read more
🏡 1. Q: What is the Islamic concept of hibah (gifting), and how should it be practiced? A: Hibah is giving something to someone without expecting anything in return. It is done sincerely for the sake of Allah. If a person gives a house, money, or furniture and intends no repayment, then it’s a valid … Read more
Salam Alaikum wa Rahmatullahi wa Barakatuh. Alhamdulillah wa Salatu was-Salam ala Rasulillah, sallallahu alayhi wa sahbihi wa man wala. My dear brothers and sisters, welcome again to the “Effect of Differences” series. This is episode number 4, where we will discuss the formation of the different Islamic madhabs (schools of thought). A common question I … Read more
Question:What is the Sunnah of praying Taraweeh? Should it be 8 rak’ahs or 20 rak’ahs? Answer:The number of rak’ahs for Taraweeh prayer is a common question, and the answer is that both 8 and 20 rak’ahs are valid options. The most important aspect is sincerity and devotion in worship. Following the Local Masjid It is … Read more
Salam Alaikum wa Rahmatullahi wa Barakatuh. Alhamdulillah wa Salatu wa Salam ala Rasulillah, sallallahu alayhi wa sallam, My dear brothers and sisters, yesterday I received a very concerning email. Someone was accusing all the masajid that pray 20 rak’ahs, 21 rak’ahs with Witr, or 23 rak’ahs of going against the Sunnah. They referenced Shaykh Al-Albani … Read more
Fasting is an obligation for every Muslim, but Allah does not burden anyone beyond their ability. If you missed Ramadan due to pregnancy and then continued breastfeeding, you are required to make up the fasts for those two Ramadans when you are able. If you are still unable to fast due to illness, weakness, or … Read more
No, you cannot simply choose to feed the poor instead of fasting. If you miss fasting during Ramadan, you must make up the missed days by fasting later. This is an obligation and not a personal choice between fasting or paying. However, if you have a chronic illness or a condition that permanently prevents you … Read more
Yes, a pregnant or breastfeeding woman may break her fast if she feels weak and is unable to continue fasting. However, the majority of scholars state that if she is strong enough to fast without harm to herself or her child, then fasting remains obligatory. The key consideration is her health and the well-being of … Read more
If your dental appointment is for a routine cleaning or an examination, it does not break your fast. However, you must be cautious not to swallow any water or substances used during the procedure. If a small amount is unintentionally swallowed, your fast remains valid. Therefore, you can proceed with your appointment while maintaining your … Read more