WHO QUALIFIES AS AL-GHĀRIM (THE DEBTOR)
Q: Can someone in debt receive zakah?
A: Yes, but not all debt qualifies.
A person in debt (al-ghārim) is eligible only if:
- The debt is genuine and they are unable to pay.
- They’re not hiding wealth behind business assets or luxury.
📌 Example:
Someone says, “I owe $100,000,” but owns a company worth $600,000.
→ He is not considered a true debtor (al-ghārim).
Someone who went bankrupt and genuinely cannot repay is eligible.